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- A business loan is a loan taken for investments in a business set up. It is essentially borrowing money for a set purpose and entails repayment with a fixed interest rate
- A Loan against Property is a secured loan availed against a commercial or residential property kept as collateral with the lender. As the funds come with no end usage restriction, borrowers can utilise the funds for various purposes such as business expansion, wedding, child’s education, etc
- A working capital loan is a loan that is taken to finance a company’s everyday operations. These loans are not used to buy long-term assets or investments and are, instead, used to provide the working capital that covers a company’s short-term operational needs.
- Balance transfer is a process where the entire unpaid principal loan amount is transferred to another bank or NBFC which is offering a lower interest rate. In simple terms, now you just have to pay your EMIs to the bank you’ve transferred your loan to, at the new and lower interest rate.
- Project finance is the long-term financing of infrastructure and industrial projects based upon the projected cash flows of the project rather than the balance sheets of its sponsors
- A home loan is a financing solution that you can avail to buy a home with ease. Here, the plot, flat or other property that you are purchasing serves as collateral. However, you can also opt for this loan to renovate, repair or construct a home.
- A personal loan is a type of unsecured loan that that you can borrow from a bank or financial institution if you require funds to pay for your financial needs.
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